Saving accounts that actually help you save money.
That’s the point, isn’t it?
CURRENT INTEREST RATE
When your bank is committed to you, it treats every savings goal like its biggest account. That means good rates for everyone that really help you grow your money, and no barriers to accessing it when you need to.
Fidelity Direct doesn’t put a limit on your insured deposits. Every dollar is insured, all the time. That’s real security.
It’s your money, why do other banks make it so hard to use it? Use our mobile app or any ATM to access your money.
Liquid savings are a crucial part of a smart financial plan. Now you’ve got the tools you need to make smart moves.
Saving for a new roof, or just a rainy day? Perhaps a rainy day in Spain? Do you have another goal in mind?
You can set up automatic deposits for any amount to make meeting your savings goals effortless. Watch your money grow from a combination of regular contributions and our great rates.
Our online tools allow you to access your account to see your money at work for you. Log on or visit an ATM any time to move money around. We don’t place extra restrictions on you.
If you’re new to Fidelity Direct, welcome! We’ll ask for a photo of your driver’s license or other government issued ID.
We’ll give you a variety of options to make your first deposit right from your online application. You only need $25 to get started, and you’ll only have to mail something if you want to.
You can open your account entirely online in under 5 minutes. Just answer a few questions and upload a few documents to make things official.
MINIMUM OPENING DEPOSIT
APY*
INTEREST ON BALANCES UP TO
INTEREST RATE
Effective 04/02/2021
* Annual Percentage Yield (APY) effective as of date shown. Promotional offer subject to change or cancellation at any time. Limit one account per tax reported owner. Personal accounts only. Offer is limited only to new clients and funds that are new to Fidelity Bank. No transfers from existing Fidelity Bank accounts. The APY shown is for balances up to $500,000.00. For balances of $500,000.01 and over, the interest rate is 0.00% and the APY is 0.50%-0.00%. Rate is blended. Fees may reduce earnings. Transfers from a savings account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer are limited to six per monthly statement cycle with no transfers by check, draft, debit card, or similar order to third parties. The minimum balance to earn interest is $0.01. Account must be opened online via FidelityBankDirect.com to receive the promotional offer.
A common goal is having a month’s take-home pay in savings. With a high-yield savings account from Fidelity Bank Direct, an initial deposit of $500 and contributions of just $100 a month, that goal is within reach.
We think you’ll like having a bank that works for you.
Are deposits insured?
Banks have the advantage of insuring a limited amount of deposits through the FDIC. We go the extra mile by insuring 100% of our deposits through the Depositors Insurance Fund.
How much different are your rates?
Our Fidelity Bank Direct Savings accounts earn way more than the national average. The average savings account earns an interest rate of less than 0.10%. https://www.valuepenguin.com/banking/average-bank-interest-rates
How do I access my money?
Watching your money grow is the fun part. It’s easy to monitor your account through our mobile app – 4.8 stars and counting! You can also connect and view your account through most of your favorite PFM tools like Mint™. Withdrawals can be made (up to six per month) using your Fidelity Bank ATM card or by connecting your account to your primary bank account.
You can apply online. It only takes a few minutes.