That’s what it often feels like when you’re buying or refinancing a home. When you’re with the bank that works for you, you get practical help that really saves you time and money.
When your bank works for you, things speed up. We’ll help you see what’s next every step of the way.
With a variety of loan options all at great rates, we’ll help you find the right fit for your goals, not ours.
We’re real people, on your side. We know that the home buying process doesn’t need any added stress.
We’ll ask the right questions and help you understand your options to get you the best rate and terms for your goals.
Let’s see if working together on a refinance could lower your rates, save you some money, or better prepare you for the future.
Easily apply online for your home mortgage. If you need assistance, contact us by Chat or phone during business hours or through our contact form. We start by understanding what you want to accomplish and help you create the plan to get there.
Our team of experts will give you a free loan estimate comparison, so you can see how each offer can help you meet your goals, and what they’ll cost when it’s time to sign on the dotted line.
Once we know what you want to accomplish, we help you find the right path to get there. With fewer complications and less to worry about, you’ll feel the difference.
The time it takes to get your mortgage approved could be the difference between moving in or moving on. With a pre-approval, you can make confident offers with speed.
You don’t need a lot, but know ahead of time what we’ll ask for to verify your income and some other things can save a ton of time.
Home purchases are a big deal, but some of the things that you may be thinking of doing – like closing a credit card – can slow things down. We’ll help you know how to lock things down (for now.)
MOST COMMON TERM
INTEREST RATE
APR
PAYMENT PER 1,000
Effective 04/14/2021
Fixed Loans
*Interest Rates and APR are subject to change without notice. Interest rates posted are considered benchmark rates, additional points or higher rates may be applicable. Ask your Home Loan Specialist for details as they apply to you. APR is annual percentage rate and is accurate as of the effective date. LTV – The loan-to-value ratio is the amount of a first mortgage lien as a percentage of the total appraised value of the real property. Loans exceeding 80% loan-to-value require Private Mortgage Insurance (PMI). Rate assumes 40% down payment. Payment amounts on the above product does not include taxes and insurance. Your final payment may be greater. Subject to credit approval.
Rates are important, and monthly payment amounts are too, but they’re not the whole story. Talk to a Fidelity Bank Direct mortgage expert today about your goals and see the difference it makes when you’re with a bank that works for you.
We can’t wait to earn your business. Ready to let us?
What do I need to get started?
Our initial application for a loan takes just a few minutes of your time. You’ll need basic information about yourself (name, address, SSN, birthdate) and the property you’re hoping to buy or refinance. We’ll need things like pay stubs, bank statements, and tax returns. If we can’t automate the collection of that we do have a digital portal to make uploading easy.
What states do you serve?
We are able to serve clients in Massachusetts and New Hampshire.
Will applying affect my credit?
We do ask for your permission to pull your credit report to ensure that you get an accurate loan estimate and approval. This may have a small negative effect on your credit score but it is an expected part of seeking and receiving credit.
Can I talk to someone before I get started?
Of course! We’re real people who are happy to talk you through any part of the process – especially the beginning.
You can apply online. We’ll help you the whole way.
